Lawyer had no cell phone, car for most of his adult life
                                
                                
                                    (Newser) -
                                    Marc Hardekopf, 37, is no Silicon Valley pioneer or pro athlete; he graduated law school $65,000 in debt. Yet he's already retired, thanks to a combination of wise, early investments and a frugal lifestyle,  CBS News  reports. He worked as a lawyer in New York City government, maxing...